Recently in Home Remodeling Category

Since early 2009, the Consumer Product Safety Commission (CPSC) has been contacted by more than 1,000 residents of 27 states, Puerto Rico and the District of Columbia about possible chemical emissions from imported drywall that was used when their homes were built or remodeled. Most calls were from persons in Florida, Louisiana, and Virginia.

At this time, experts believe that defective drywall imported from China was installed in homes built or remodeled after 2003.

The number and location of all affected or potentially affected homes are not yet known.

CPSC is leading the federal investigation into complaints about imported drywall. The Centers for Disease Control and Prevention (CDC), the Agency for Toxic Substances and Disease Registry (ATSDR), the U. S. Environmental Protection Agency (EPA), and the
U.S. Department of Housing and Urban Development (HUD) are providing technical support to CPSC and several state health departments. CDC and ATSDR are working with other federal and state agencies to identify what chemicals are in the drywall and if these chemicals are a health risk to persons living in homes containing this drywall.

How can I find out if my home has imported drywall?

Corrosion: Are any of your home's copper pipes, plumbing fixtures, or uninsulated electrical wires at light switches or receptacles corroded? Have your air conditioner evaporator coils failed early? Metal or copper corrosion of these types may mean there is defective drywall in your home.

Odor: Does your home have an odor that smells like rotten eggs, matches, or fireworks? A sulfur odor in the home might mean defective drywall is present.

Label: Can you see the back side of your drywall? Some drywall from China is stamped with "Made in China" on the back. However, some Chinese drywall does not have a label or markings.

The Florida Department of Health developed a guide for residents to help them identify drywall problems.

What has been found in the air of homes that contain imported drywall?

State and federal agencies are testing the air inside some homes in Florida, Louisiana, Virginia, Alabama, and Mississippi. They are testing homes in which homeowners suspect they have contaminated drywall and, for comparison, other homes in which no problems have been reported. State and federal agencies will evaluate these results to determine whether there is a health problem. This evaluation is expected in the fall of 2009.

How can Chinese drywall affect my health?

Some persons are more sensitive than others to possible chemical exposures. An exposure that causes no problems for some people can make other people sick or uncomfortable. Persons most likely to get sick from breathing contaminated air include the elderly, children, and people with asthma, allergies, lung disease, and heart problems. Until federal agencies get more information from the indoor air testing, it is not possible to determine if the symptoms people are experiencing are possibly from drywall.

What else should I do if I may be having health problems from imported drywall?

See or call a doctor if you are experiencing health problems and say that you are concerned your illness might be related to imported drywall. Tell your doctor about the health care provider fact sheet for imported drywall. A fact sheet from CDC tells your health care provider how to get more information.

• Go outdoors to get fresh air. Scientists do not know what, if any, benefit there is to opening windows to allow fresh air to come into the home.

Are there other problems I should watch for in my home that may be related to imported drywall?

• Some homes with imported drywall have had damage to exposed wiring. We do not know of any house fires that have occurred related to the drywall. If you experience unusual electrical problems in your home (such as appliances or light switches not working), ask a licensed electrician to check out the problem.

Where can I get additional information?

You can report a drywall problem to CPSC  by calling them at 1-800-638-2772.

Since early 2009, the Consumer Product Safety Commission (CPSC) has been contacted by more than 1,000 residents of 27 states, Puerto Rico and the District of Columbia about possible chemical emissions from imported drywall that was used when their homes were built or remodeled. Most calls were from persons in Florida, Louisiana, and Virginia.

At this time, experts believe that defective drywall imported from China was installed in homes built or remodeled after 2003.

The number and location of all affected or potentially affected homes are not yet known.

CPSC is leading the federal investigation into complaints about imported drywall. The Centers for Disease Control and Prevention (CDC), the Agency for Toxic Substances and Disease Registry (ATSDR), the U. S. Environmental Protection Agency (EPA), and the
U.S. Department of Housing and Urban Development (HUD) are providing technical support to CPSC and several state health departments. CDC and ATSDR are working with other federal and state agencies to identify what chemicals are in the drywall and if these chemicals are a health risk to persons living in homes containing this drywall.

How can I find out if my home has imported drywall?

Corrosion: Are any of your home's copper pipes, plumbing fixtures, or uninsulated electrical wires at light switches or receptacles corroded? Have your air conditioner evaporator coils failed early? Metal or copper corrosion of these types may mean there is defective drywall in your home.

Odor: Does your home have an odor that smells like rotten eggs, matches, or fireworks? A sulfur odor in the home might mean defective drywall is present.

Label: Can you see the back side of your drywall? Some drywall from China is stamped with "Made in China" on the back. However, some Chinese drywall does not have a label or markings.

The Florida Department of Health developed a guide for residents to help them identify drywall problems.

What has been found in the air of homes that contain imported drywall?

State and federal agencies are testing the air inside some homes in Florida, Louisiana, Virginia, Alabama, and Mississippi. They are testing homes in which homeowners suspect they have contaminated drywall and, for comparison, other homes in which no problems have been reported. State and federal agencies will evaluate these results to determine whether there is a health problem. This evaluation is expected in the fall of 2009.

How can Chinese drywall affect my health?

Some persons are more sensitive than others to possible chemical exposures. An exposure that causes no problems for some people can make other people sick or uncomfortable. Persons most likely to get sick from breathing contaminated air include the elderly, children, and people with asthma, allergies, lung disease, and heart problems. Until federal agencies get more information from the indoor air testing, it is not possible to determine if the symptoms people are experiencing are possibly from drywall.

What else should I do if I may be having health problems from imported drywall?

See or call a doctor if you are experiencing health problems and say that you are concerned your illness might be related to imported drywall. Tell your doctor about the health care provider fact sheet for imported drywall. A fact sheet from CDC tells your health care provider how to get more information.

• Go outdoors to get fresh air. Scientists do not know what, if any, benefit there is to opening windows to allow fresh air to come into the home.

Are there other problems I should watch for in my home that may be related to imported drywall?

• Some homes with imported drywall have had damage to exposed wiring. We do not know of any house fires that have occurred related to the drywall. If you experience unusual electrical problems in your home (such as appliances or light switches not working), ask a licensed electrician to check out the problem.

Where can I get additional information?

You can report a drywall problem to CPSC  by calling them at 1-800-638-2772.

Is remodeling the solution for reducing an office's energy consumption...and costs?  According to a study by energy efficiency company, Johnson Controls Inc.,  there are ways to save energy, and ways to "think" you're saving.  They took a look at the effect workplace comfort has on employee productivity and energy conservation.

"Employers may be tempted to turn down the thermostats this fall, but this quick fix could lead to hidden costs," said Clay Nesler, Johnson Controls' vice president. "Energy efficient systems and equipment is the win-win alternative, allowing businesses to save energy and money without sacrificing workplace productivity."

• 69% of the 800 US office workers surveyed for the study said they are "willing to sacrifice" their preferred ideal temperature on the job if that helps conserve energy.
  
• 45% said they think their employers are not doing enough to make their offices more energy efficient.
• 78% of workers said their productivity falls when they feel too cold or too hot at the office
• 98% said their offices are too hot or too cold at some point.

Solutions to Workplace Comfort

The study found that as a result

• 49% said they use a fan when they feel too hot,
  
• 28%  use a space heater
• 30% said they leave their office building to warm up or cool down by taking a walk.
• 41% report their discomfort to an office manager or facilities worker
• 69% try to remedy the situation by adding or removing a layer of clothing.

The findings provide further insight into employee behavior and workplace conditions.

Remodeling efforts to recover from fire damage can be driven by insurance claims, appraisals and payments.

In researching health insurance, I ran across an "insurance evaluator" who helped homeowners after recent California fires.  The court notes prove helpful for both homeowners and service providers. 

A lot of the monies that will be available for recovery and remodeling after a disaster result from getting the paperwork right!  And it starts BEFORE the fire.  And it continues AFTER the fire...and BEFORE work begins.

This excerpt of the court documents points to some best practices for both homeowners as they gather information for risk management -- and service providers who need to provide helpful estimates and evaluations:  

In late October 2004 Allstate provided Kacha's attorney, Peter Lawrence, and Dawson with a draft form appraisal award. The form included several pages of damaged items Kacha claimed were covered under the policy, such as kitchen cabinets and flooring, garage cabinets and flooring, and carpet and interior walls. For each item, the form provided: "Damage, if any, to the [e.g., kitchen cabinets] attributable to the fire of October 26, 2003." The form included a line for the entry of a dollar amount for each item.

The appraisal was held at Kacha's home, on November 15 and 16, 2004, and January 4, 2005. Allstate presented an appraisal brief that stated, "[T]his is not your standard appraisal where value of the loss is the only issue; there are still many issues regarding the existence and scope of damage that have not been resolved between the parties. This is due in large part to the insureds' prematurely demanding appraisal without coming to an agreement upon a scope of loss or even providing Allstate with the specifics of their claim." The brief asserted that damage to numerous items was not caused by smoke or heat from the Cedar Fire.

On November 15, Allstate provided the panel members with its draft appraisal award form. The parties had not yet agreed to the form, however, and Judge Joseph instructed them to do so before the conclusion of the hearing.

On November 16, the parties stipulated in writing that the appraisal panel "should utilize replacement cost value less depreciation to determine the actual cash value of the loss." The parties also stipulated to the amount of loss for certain items, including interior light fixtures and cleaning of windows, HVAC ducts and "[o]zone." The same date, Kacha increased the value of his loss to $858,393.87, and that prompted Judge Joseph to schedule the third hearing day.

Insurance services cover a range of helpful information management opportunities to "meet in the middle" of fair settlements that help homeowners manage their risk. Professional Insurance Evaluations is just one of the companies that provides a wide range of such services to sort through the complications of insurance and recovery:

Claims Recovery

Professional Insurance Evaluations maximizes your insurance policy claims by knowing exactly what is covered in your policy, determining the extent of the damage, and aiding you in any disputed claims resolution process.

Fire Insurance Claims

Professional insurance Evaluations can help with your claims resulting from fire damage. In the event of a fire, often times the damage is severe and the claims large, we can help recover your losses for known and unknown hidden damages to real and personal property.

Business Interruption Claims

Business interruption insurance protects policy holders from losses due to the interruption of business operations. Time element losses of business income, extra expenses, loss of rents or additional living expense are measured and valued.

Expert Witness

An insurance expert witness provides support in a legal case by having knowledge about insurance, claims handling, and insurance policy coverage analysis that can be relied upon in litigation of disputed claims.

Catastrophe Expert

Professional Insurance Evaluations is an expert in insurance policy claims resulting from catastrophe property damage. General adjuster, Kevin Dawson worked on insurance claims resulting from Hurricane Katrina, the San Diego Cedar Fire, and California wild fires and many other catastrophes during his long career serving policy holders and insurance companies.

Water, Smoke, Storm, Vandalism, Vehicle, Explosion Damage Claims

Professional Insurance Evaluations can help recover insurance policy holder claims resulting from water, smoke, storm, vandalism, vehicle, and explosion damage to property and time element losses.

 

Read more at Professional Insurance Evaluations, a California service company

California regulators have approved using residential "gray water" by issuing an emergency decision that allows residents to create simple water-reuse systems without a construction permit.

The California Building Standards Commission had expected an overhaul of gray-water rules to take effect in 2011. But on Thursday, it adopted the regulations on an emergency basis due to the deepening drought. Local health agencies may adopt stricter conditions than the state's after they hold public hearings.

Gray water includes wastewater from showers, bathtubs, bathroom sinks, laundry tubs and washing machines, but not from toilets, kitchen sinks or dishwashers.

Homeowners still must follow state guidelines for installation and use. The rules require minimal contact between people and the gray water, for instance by covering the water-release point with at least 2 inches of rock, mulch or other material.

'GRAY WATER' FACTS

New state rules provide permit exemptions for some residential gray-water systems, but people still have to follow several requirements. They include:

 The system must allow users to direct water to an irrigation field or the sewer.

 Ponding and gray-water runoff are prohibited.

 Gray water can be released above ground, but the discharge point must be covered by at least 2 inches of mulch, rock or other material that minimizes human contact.

 Water used to wash diapers or other soiled garments must be sent to the sewer.

 Gray water shouldn't be used on root vegetables.

Online: For more information about California's new standards for gray-water systems, go to uniontrib.com/more/gray.

Roughly 1.7 million gray-water systems are installed statewide. Most are illegal because homeowners almost always avoid permits and the associated fees.

Do-it-yourselfers can build a gray-water system for $200 or less, but permitting-process costs can more than double the expense.

A standard home generates about 160 gallons of gray water per day, or nearly 60,000 gallons per year, state officials said. A family of four could reuse 22,000 gallons a year by tapping the rinse water from its washing machine.

Seniors face aging issues with their houses and condos.  They must make decisions about what needs to be remodeled, and how to pay for it -- and for seniors that is usually more complicated than for people with full time jobs.  Reverse mortgages have become available as one tool.  But local and state programs also make loans available through affordable housing programs to help seniors remodel for energy efficiency, weatherization and major repairs such as roofing, plumbing and window replacement.

According to the AARP, the lowest cost reverse mortgages are public loans.

The least expensive reverse mortgages are the ones offered by state or local governments. But these "public sector" loans generally can be used for only a specific purpose, like home repairs. Many are only available to persons with low to moderate incomes. But the low cost can make these loans very attractive.

Energy Efficiency and Weatherization

Remodeling projects or home maintenance projects of significant sizes, such as major plumbing upgrades, or energy efficient window replacement or a new roof, can warrant using equity in your home.   These major home renovations can improve the quality of life for a senior at the same time they reduce monthly energy bills and improve the value of the home. 

Deferred Payment Loans (DPLs)

Many local and some state government agencies offer "deferred payment loans" (DPLs) for repairing or improving your home. This type of reverse mortgage gives you a one-time, lump sum advance. No repayment is required for as long as you live in your home.

Property Tax Deferral (PTD)

Some state and local government agencies offer "property tax deferral" (PTD) loans. This type of public sector reverse mortgage generally provides annual loan advances that can be used only to pay your property taxes. No repayment is required for as long as you live in your home.

According to a 2007 AARP study, some type of PTD program is available in parts or all of the following states: Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Iowa, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, North Dakota, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming, and the District of Columbia.

AARP does not endorse any reverse mortgage lender or product -- so do your homework and ask a trusted financal advisor for help in analyzing your situation and the reverse mortgages available to you.

Read more at AARP about Low-Cost Public Loans

Jason Pelletier, Low Impact Living, recently participated in a New York Times piece (published in the Home section today) on green home consultants.

"After a few hours of in-home work and many more of analysis, reporting, product research and follow-up with my clients, it was somewhat ironic that the lead image for the story was a picture of me peering into the tank of a toilet!", Jason explained.



One could argue a toilet is a fitting representation of our times, after all. The economy remains in the tank, we continue to do relatively little as a society to combat climate change, and the residential green sector continues to dragged down by the horrible housing market (unless you happen to be in one of the few sectors directly benefiting from stimulus funding).

However, we still see a very bright future for the overall green remodeling/retrofit market.

The lowest hanging fruit on the path to a lower-carbon economy lie in our homes, from weatherization to low-flow water fixtures to efficient appliances and lighting.

The environmental savings can be significant, and many projects will start contributing to your bank account in less than a year. Although each of our individual actions might be a drop in the bucket (as noted by some of the skeptical folks interviewed in the Times article), our collective actions will amount to significant change and send a message to both companies and our elected officials that the old way won't work anymore.

The first step is getting started, of course, and a good green consultant can help by explaining both the environmental and economic benefits of particular green projects.

Tackle green projects in these four groups, and we guarantee that you'll soon be on a logical and profitable path to a lower impact:

Make the easy fixes that have high environmental and economic benefits first. Many first steps can be done for $0 - $100, and can cut major chunks out of your energy, water and carbon footprints.

Swap out key house systems, starting with the biggest hogs and/or systems that have multiple impacts. Once you've cut your baseline down based on #1, turn to these bigger projects.

Install sustainable systems where possible for remaining water/energy needs. By now, you've probably cut your energy, water and sewer bills by 30-50%. But there's a huge added benefit to this tiering of projects: you've also reduced the cost of major sustainble system upgrades.

Offset the rest. In most existing homes, it's nearly impossible to competely cut your outside energy use and associated carbon footprint. Buy offsets for this remaining piece.

Learn more about living greener at Low Impact Living, one of the premier sources for information for home improvements that are greener and high performance.

Mary Jean Anderson is a mother, a grandmother ... and the owner and president of Anderson Plumbing, Heating and Air in San Diego, California. Her company, which now incorporates Walter Anderson Plumbing, Anderson One Hour Heating & Air, Air Best, and a Benjamin Franklin Plumbing franchise, has been in business for 30 years. Now, Anderson has become a licensed GreenPlumber.

Her status as a family matriarch, she says, is part of the reason. "As a mother and grandmother, I believe I need to be proactive to ensure my family and their families will have resources necessary to sustain a healthy lifestyle," Anderson says. She also points out that for her woman-owned plumbing company, "adding "green" makes perfect sense. It adds a level of ethics and integrity while positioning us within the community as experts with values and principles essential to improving our community through a sustainable future."

Life in arid San Diego also drives Anderson toward environmental responsibility. "Living in Southern California, we must conserve water and all other natural energy resources. The GreenPlumber education program has given our team a greater understanding of the absolute necessity of protecting our depleted natural resources," Anderson says. "We now know what to do to make this happen and each of us takes this responsibility seriously. We're anxious to help our customers understand our responsibilities, and theirs. Together we can accomplish the goal of a healthy, affordable, sustainable California."

Anderson Plumbing, Heating and Air is focusing its green work on household water audits, residential retrofits, new technology and education.

The GreenPlumbers® training and accreditation program is open to all recognized plumbers and contractors. The program is partnered with the EPA's WaterSense program, the Alliance for Water Efficiency, the California Center for Sustainable Energy, the California Urban Water Conservation Council, and many more industry leaders in its mission of bringing environmental training to plumbers.

For more information, visit www.greenplumbersusa.com.

Fresh water is a critical resource.  We all use water...and we all can save water.

Some areas are more affected by fresh water shortages than others -- those in arid communities (like southern California) and those whose local water infrastructure is crumbling or inadequate. The issue is bigger than those immediate needs, however.  Climate change is affecting our fresh water distribution patterns...and quantities.  We all can help...starting with conservation.

Replace your toilet with a new low-flow model and cut your water use in half. The toilet is the single largest user of water in the home, accounting for up to 28 percent of water use. Replacing an old toilet with a new model will instantly save water and money -- up to $50 a year. For shopping advice, read "5 Tips for Choosing a Low-Flow Toilet."