Recently in 2009 Energy Efficiency Incentives Category
The California Building Standards Commission had expected an overhaul of gray-water rules to take effect in 2011. But on Thursday, it adopted the regulations on an emergency basis due to the deepening drought. Local health agencies may adopt stricter conditions than the state's after they hold public hearings.
Gray water includes wastewater from showers, bathtubs, bathroom sinks, laundry tubs and washing machines, but not from toilets, kitchen sinks or dishwashers.
Homeowners still must follow state guidelines for installation and use. The rules require minimal contact between people and the gray water, for instance by covering the water-release point with at least 2 inches of rock, mulch or other material.
'GRAY WATER' FACTS
New state rules provide permit exemptions for some residential gray-water systems, but people still have to follow several requirements. They include:
The system must allow users to direct water to an irrigation field or the sewer.
Ponding and gray-water runoff are prohibited.
Gray water can be released above ground, but the discharge point must be covered by at least
2 inches of mulch, rock or other material that minimizes human contact.
Water used to wash diapers or other soiled garments must be sent to the sewer.
Gray water shouldn't be used on root vegetables.
Online: For more information about California's new standards for gray-water systems, go to uniontrib.com/more/gray.
Roughly 1.7 million gray-water systems are installed statewide. Most
are illegal because homeowners almost always avoid permits and the
associated fees.
Do-it-yourselfers can build a gray-water system for
$200 or less, but permitting-process costs can more than double the
expense.
According to the AARP, the lowest cost reverse mortgages are public loans.
The least expensive reverse mortgages are the ones offered by state or local governments. But these "public sector" loans generally can be used for only a specific purpose, like home repairs. Many are only available to persons with low to moderate incomes. But the low cost can make these loans very attractive.
Energy Efficiency and Weatherization
Remodeling projects or home maintenance projects of significant sizes, such as major plumbing upgrades, or energy efficient window replacement or a new roof, can warrant using equity in your home. These major home renovations can improve the quality of life for a senior at the same time they reduce monthly energy bills and improve the value of the home.
Deferred Payment Loans (DPLs)
Many local and some state government agencies offer "deferred payment loans" (DPLs) for repairing or improving your home. This type of reverse mortgage gives you a one-time, lump sum advance. No repayment is required for as long as you live in your home.
Property Tax Deferral (PTD)
Some state and local government agencies offer "property tax deferral" (PTD) loans. This type of public sector reverse mortgage generally provides annual loan advances that can be used only to pay your property taxes. No repayment is required for as long as you live in your home.
According to a 2007 AARP study, some type of PTD program is available in parts or all of the following states: Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Iowa, Maine, Maryland, Massachusetts, Michigan, Minnesota, New Hampshire, North Dakota, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming, and the District of Columbia.
AARP
does not endorse any reverse mortgage lender or product -- so do your
homework and ask a trusted financal advisor for help in analyzing your
situation and the reverse mortgages available to you.
The
American Society of Heating, Refrigerating and Air-Conditioning
Engineers (ASHRAE) is working toward a building energy labeling
program -- the Buliding EQ label.For years, ASHRAE has sought ways to help move the nation's building stock toward net-zero-energy use.
The new Building Energy Quotient program seeks the answers to that question with metrics for measuring both the energy the building is designed to use and the energy actually being consumed. The ASHRAE program is being designed to close the gaps between intention and operation.
ASHRAE
http://buildingeq.com/
Visit the Green and Sustainable Job Training Catalog at: CaliforniaGreenSolutions.com
Starting in 2007, the McKinsey research team worked with leading experts to develop a detailed fact base estimating costs and potentials of different options to reduce or prevent greenhouse gas emissions in the US over a 25 year period. The team analyzed more than 250 options encompassing efficiency gains, shifts to lower-carbon energy sources and expanded carbon sinks.
Central Conclusion
The US could reduce GHG emissions in 2030 by 3 - 4.5 gigatons of CO2e using tested approaches and high-potential emerging technologies. The cost would be less tan $50 per ton, with the average net cost to the economy being far lower if the nation can capture sizable gains from energy efficiency. Achievement of these reductions would require strong, coordinated, economy-wide action that begins in the near future.
One complicating factor is reaching goals is that a gradual decrease in the absorption of carbon by US forests and agricultural lands will reduce achievements, and require greater GHG reductions.
Abatement Opportunities
- The largest option -- coal-fired power plants -- offers less than 11 percent of total abatement potential. The largest sector (power generation) only accounts for approximately 1/3 of the total potential.
- Almost 40% of abatement could be achieved with options that would generate positive economic returns over their lifecycle.
- Abatement potentials, costs and mix vary by geographic region.
Five Sectors offer Clusters of Abatement Potential
1. Improve energy efficiency in buildings and appliances (710-870 megatons)
This cluster of options includes: Lighting rtrofits, Improved heating, ventialation, air conditioning systems, Building envelopes, and building control systems; Higher performance for consumer and office electronics and appliances...and other options.
2. Imcrease fuel efficiency in vehicles and reduce carbon intensity of transportation fuels (340-660 megatons)
Most of the benefit would come from fuel economy packages such as light weighting, aerodynamics, turbocharging, drive-train efficiency, reduction in rolling resistance, and increased use of diesel for light-duty vehicles. Plug-in hybrid vehicels offer longer-term potential if vehicle cost/performance improves and the nation moves to a lower-carbon electricity supply.
3. Industrial Sector pursues various options cross energy-intensive operations (620-770 megatons)
A multitude of fragmented opportunities exist within specific industries: Equipment upgrades, process changes -- and across setors: Motor efficiency, combined heat and power applications.
4. Expand and enhance carbon sinks (440-590 megatons)
Increasing forest stocks and improving soil mnagement practices are relatively low-cost options.
5. Reduce carbon intensity of electric power production (800-1370 megatons)
Shift toward renewable energy sources primarily wind and solar, additional nuclear capacity, mproved efficiency of power plants and eventual use of carbon capture and storage (CCS) technologies on coal-fired electricity generation.
"The theme of greater energy productivity pervades these clusters."
Improving energy efficiency in buildings and appliances and industrial sectors, for example, could offset some 85% of the projected incremental demand for electricity in 2030, largely negating the need for the incremental coal-fired power plants assumed in the government reference case.
Improved vehicle efficiency could roughly offset the added mobility-related emissions of a growing population, while providing net economic gains.
SOURCE: Download the full report at Greenhouse Gas Emissions Report 11.21.07
Green Building and Healthy Housing Concepts
These principles comprise sustainability, energy efficiency, recycling, and indoor air quality, and incorporate the "Healthy Housing" approach pioneered by HUD.
The Green Initiative will focus on properties within HUD's Section 8 portfolio, specifically properties in the Mark to Market (M2M) Program administered by the Office of Affordable Housing Preservation (OAHP).
What is Green Building?
The real estate industry, including the
housing industry (and more particularly the affordable housing industry), is undergoing
a fundamental shift toward Green Building principles.
Green Building is designed to result in a property that reduces its impact on the environment, costs less to operate, and improves the residents' quality of life.
Green building considerations start with site selection and include building placement and design, materials and techniques used in construction, and all the systems, appliances, and fixtures within the building. Wikipedia provides a good working definition for the OAHP Green Initiative:
- Green building is the practice of increasing the efficiency with which buildings and their sites use and harvest energy, water, and materials, and reducing building impacts on human health and the environment, through better siting, design, construction, operation, maintenance, and removal - the complete building life cycle.
To
date, the focus of green initiatives has been on new construction
rather than on rehab, particularly moderate rehab that is
associated with M2M properties.
There are fewer opportunities to Go Green in rehab,
but the opportunities are significant, particularly
when viewed in the context of the M2M standard 20-year schedule of property repairs
and replacements.
Green Rehab Benefits
Green rehab practices should result in lower utility
costs that benefit HUD as well as residents and lower environmental impact. When rehab is performed
in a manner that meets both Green and Healthy Housing principles, residents will
benefit from
- lower utility costs
- improved indoor air quality
- lower risk of pest infestations
- lower levels of allergens
- reduced risk of mold-related illness
Why
apply Green principles in the M2M Program?
The M2M Program offers a unique
platform for establishing a Green Initiative in the HUD affordable housing portfolio
because it can be implemented within existing statutes, regulations, and authorities.
M2M provides opportunities to implement Green Building principles in a representative
sample of M2M restructurings involving properties that are already undergoing
rehabilitation.
As HUD's primary housing
preservation tool since its creation in 1997, OAHP has restructured more than
1,600 projects nationwide through the M2M program. These projects are privately
owned, HUD-subsidized (through Section 8), multifamily properties, with approx
100 units each, on average.
In addition to rehabilitating properties, M2M also resizes and restructures property debt to account for market rent levels, to pay for rehabilitation and 20 years' of estimated repairs and replacements, and to establish a financially viable project for the long term.
M2M provides an opportunity to test the impact of Green and Healthy Housing principles in the existing HUD-subsidized multifamily inventory by providing modest incentives to owners and purchasers to perform needed rehab and maintenance using Green alternatives, and to collect ongoing data to validate impacts on utility consumption and indoor air quality.
In developing the Green Initiative, OAHP has consulted with several industry experts, and their participation has been invaluable in the development of this outline. By launching the Green Initiative through M2M, HUD has the opportunity to continue to work with industry leaders to shape both the future of HUD's efforts and of the Greening of affordable housing in this country.
MORE INFO: http://www.hud.gov/offices/hsg/omhar/paes/greenini.cfm
HUD-Qualified Housing
Low Income Housing Tax Credit (LIHTC)
these properties, which are designated as "HUD-Qualified Housing," as well as those funded with the Low Income Housing Tax Credit (LIHTC) have sufficient income verification and rent controls to essentially prequalify them for the income and rent restrictions of the DOE's WAP program.
The WAP program requires that the households assisted have incomes no greater than two times the federal poverty level. In addition, when the funds are used in multifamily buildings, there must be sufficient controls to assure that WAP funded improvements are not used by owners to unduly raise rents and burden the low income people the program is intended to benefit.
Specifically, the MOU states that DOE will accept HUD's and the LIHTC program's beneficiary income eligibility determination and ongoing verification for the Weatherization Assistance Program (WAP).
To facilitate this, HUD will give DOE a list of "HUD-Qualified Housing" and LIHTC projects, and within 60 days HUD and DOE will provide joint guidance to states for evaluating income eligibility in order to implement the MOU. The agencies will also organize joint forums to educate stakeholders.
The American Reinvestment and Recovery Act (ARRA) provided $16 billion to DOE and HUD to improve the energy efficiency of existing homes. The Weatherization Assistance Program, which has been funded in recent years at roughly $250 million, received an additional $5 billion in ARRA. Similarly, HUD received $4.5 billion in new funding to renovate and upgrade public housing and $250 million to retrofit the privately owned, federally assisted housing.
The MOU is at www.hud.gov/recovery/doemoucombined.pdf
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